Are you scam-savvy?

Question 1

You spot this brilliant all-inclusive deal online that’s significantly cheaper than others you’ve seen. Would you buy it?

Lanzarote villa (6 person) £200pp a week.<br />
Sun, sea, sand and sangria and much much more. This deal will not last long!<br />
Deposit required ASAP by bank transfer.<br />
www.supercheapallinclusive.zip
or
Lanzarote villa (6 person) £200pp a week.<br />
Sun, sea, sand and sangria and much much more. This deal will not last long!<br />
Deposit required ASAP by bank transfer.<br />
www.supercheapallinclusive.zip

Correct!

This could be a scam! Criminals use fake adverts, payment pages and websites to scam consumers. While many online platforms offer secure payment options, criminals will try to persuade you to pay by bank transfer instead and rush you into making the payment. Read online reviews to check websites are legitimate and always use secure payment channels when booking. If the deal sounds too good to be true, it usually is.

Incorrect!

This could be a scam! Criminals use fake adverts, payment pages and websites to scam consumers. While many online platforms offer secure payment options, criminals will try to persuade you to pay by bank transfer instead and rush you into making the payment. Read online reviews to check websites are legitimate and always use secure payment channels when booking. If the deal sounds too good to be true, it usually is.

Correct!

This is genuine. Always make sure that you log in to your account and make payments through the website’s secure payment channel.

Incorrect!

This is genuine. Always make sure that you log in to your account and make payments through the website’s secure payment channel.

Question 3

You receive this text message from your bank asking for prompt payment. Would you deposit some money into your account?

Hello. Your account BARC is overdrawn, to avoid a £0.75 a day fee please move money by 18.30 today. Overdrafts up to £1000 cost £5.25 for 7 days
or
Hello. Your account BARC is overdrawn, to avoid a £0.75 a day fee please move money by 18.30 today. Overdrafts up to £1000 cost £5.25 for 7 days

Correct!

This is genuine. This text doesn't ask for any account details or ask you to make payment to someone else. Always use the official banking app or website to make any payments or transfers. If you’re ever unsure, contact your bank using a known number to check.

Incorrect!

This is genuine. This text doesn't ask for any account details or ask you to make payment to someone else. Always use the official banking app or website to make any payments or transfers. If you’re ever unsure, contact your bank using a known number to check.

Correct!

This could be a scam! Always buy goods such as tickets from an authorised seller, not via individuals on social media as the tickets can be fake or not exist.

Incorrect!

This could be a scam! Always buy goods such as tickets from an authorised seller, not via individuals on social media as the tickets can be fake or not exist.

Correct!

This could be a scam! Criminals can intercept emails and pretend to be your solicitor. Always call your solicitor using a known number before transferring any money to check requests are genuine.

Incorrect!

This could be a scam! Criminals can intercept emails and pretend to be your solicitor. Always call your solicitor using a known number before transferring any money to check requests are genuine.

Question 6

Someone calls you and states they are a police officer. They’re investigating a staff member at your bank. They need you to transfer some money to another account so they can monitor what happens. Do you transfer the money?

"We need your assistance in an investigation. We’re investigating a member of staff at your local bank branch and we need you to go into your bank and request to transfer some money while we monitor behind the scenes. The money will be paid back into your account once we’ve finished with the investigation."
or
"We need your assistance in an investigation. We’re investigating a member of staff at your local bank branch and we need you to go into your bank and request to transfer some money while we monitor behind the scenes. The money will be paid back into your account once we’ve finished with the investigation."

Correct!

This could be a scam! Criminals want your money and will impersonate police officers to get it. The police will never ask you to withdraw or transfer money for safe-keeping or for the purposes of an investigation.

Incorrect!

This could be a scam! Criminals want your money and will impersonate police officers to get it. The police will never ask you to withdraw or transfer money for safe-keeping or for the purposes of an investigation.

Correct!

This is genuine. Your credit card company may email you when your statements are ready. Always log in to your account through a secure app or webpage.

Incorrect!

This is genuine. Your credit card company may email you when your statements are ready. Always log in to your account through a secure app or webpage.

Question 8

Someone calls saying they’re from your internet service provider, do you install the software?

"It has been reported that there is an issue with slow broadband in your area. We would like to investigate why this is happening, so we can improve your broadband speed. In order to do that I need you to grant me access to your router via your computer so we can run diagnostics and identify exactly what the problem is."
or
"It has been reported that there is an issue with slow broadband in your area. We would like to investigate why this is happening, so we can improve your broadband speed. In order to do that I need you to grant me access to your router via your computer so we can run diagnostics and identify exactly what the problem is."

Correct!

This could be a scam! Never give computer access to or install software from an out of the blue caller. Criminals want your information and are experts at using impersonation to get it. Always call back on a number you know and trust.

Incorrect!

This could be a scam! Never give computer access to or install software from an out- of- the- blue caller. Criminals want your information and are experts at using impersonation to get it. Always call back on a number you know and trust.

Correct!

This could be a scam! Criminals can send fraudulent confirmation emails to convince you payment has been made for an item when it hasn’t. Always log in to your secure banking app or online banking to check the money has arrived before parting with the item or transferring a refund.

Incorrect!

This could be a scam! Criminals can send fraudulent confirmation emails to convince you payment has been made for an item when it hasn’t. Always log in to your secure banking app or online banking to check the money has arrived before parting with the item or transferring a refund.